As freelancers, we’ve all had to get creative with our finances at one point or another. Luckily, financial management isn’t just about saving for taxes and recording expenses, it’s also about making the most with what you’ve got. Here are 5 financial hacks to help you get more bang for your buck.
1. Save some ‘cache’ on your flights.
Have you ever searched for a flight online, taken a break, and then come back to purchase a few hours later only to find your flight prices have been jacked up? That’s because sites drop cookies to track your searches to know when to increase the flight cost for yours truly. Beat them to the punch and make sure you clear your browser history when you’re ready to buy that flight home.
2. Data drain.
If you’re trying to save money and don’t have unlimited data on your phone, you’ve most likely worried about going over your plan’s data allowance. Luckily, the Onavo app will help you out. Onavo runs in the background of your phone while you browse, check Facebook, email and more, and runs compression technology to reduce the amount of data each task takes up. It also tracks exactly how much data each app eats up, so you can see whether it’s your IG habit or email obsession that’s costing you.
3. Hit the gym.
If you’re working in the U.S. and have American health insurance, your provider may contribute towards your gym membership or cover the cost completely if you make a certain number of visits to the gym per year. Check your health insurance policy to see if they offer a gym deal and get money back to be in shape!
4. Money back, guaranteed.
Cash back apps like Ibotta and Checkout 51 give you cash rebates on your grocery store purchases. All you have to do is use the apps to scan your receipts after you shop and a rebate amount will be sent to you via PayPal or Venmo.
5. Give to receive.
Gift card exchange websites sell gift cards from stores like Best Buy and Home Depot for less than their remaining value. Stock up and use them to make purchases or sell that GAP gift card your grandma gave you last Christmas and make some money.